How It Works

Fill out our simple online application with basic information about yourself and your business. No lengthy paperwork, no faxes, no branch visits. We ask only what we need to get you started.

• Personal contact information
• Business name, type & years in operation
• Monthly revenue estimate
• How much funding you need and why

After submitting your application, you'll be asked to upload your last 3 months of business bank statements. This helps our underwriters verify your revenue and identify the best funding match for your business — quickly and accurately.

• Upload securely from any device
• PDF, photo, or direct bank link accepted
• No tax returns or financial statements required
• Statements used only for underwriting — never sold

Our underwriting team reviews your application and bank statements the same day. We compare options across our network of lenders to find you the best rate, term, and funding amount — tailored to your business profile.

• Soft credit pull only (no impact on your score)
• Same-day review in most cases
• Multiple offers compared on your behalf
• A funding specialist contacts you to walk through options

Once you receive your funding offer(s), a dedicated specialist will walk you through the terms — interest rate, repayment schedule, total cost — with full transparency. No hidden fees, no pressure. You choose what works best.

• Clear breakdown of all fees and rates
• Flexible term options where applicable
• No obligation to accept
• e-Sign your agreement from anywhere

Once you sign, funds are transferred directly to your business bank account. Most approved clients receive their funding the same day or the next business day. No waiting weeks for a bank to decide.

• Direct deposit to your business account
• Same-day or next-day funding available
• No restrictions on how you use the funds
• Dedicated support throughout repayment